Model House Information
House Type: Townhouse
Community: Carmona Estates
Address: Carmona, Cavite
Condition: Brand New
Lot Area: 50 square meters
Floor Area: 60 square meters
Car Garage: 1
With Balcony: No
Selling Price: Php 1,500,000
SAMPLE COMPUTATION: UPDATED November 2016
|Terms||Bank Financing||In House Financing|
|12.5% DP||20% DP|
|Selling Price||Php 1,379,840.00||Php 1,397,165.00|
|Add: Legal and Misc. Fees||Php 188,160.00 (12%)||Php 65,835.00 (4.5%)|
|Total Package Price||Php 1,568,000.00||Php 1,463,000.00|
|Down Payment||Php 313,600.00 (12.5%)||Php 292,600.00 (20%)|
|Less: Reservation||Php 10,000.00||Php 10,000.00|
|Net Down Payment||Php 303,600.00||Php 282,600.00|
|Monthly DP||Php 20,440.00||Php 18,840.00|
|Total Loanable Amount||Php 1,372,000.00 (87.5%)||Php 1,170,400.00 (80%)|
|Monthly Amortization @ 8% (Indicative Rate Only. Prevailing Bank Rates will apply):|
|20 yrs. (For Locally Employed)||Php 11,778.02||———|
|15 yrs. (For O.F.W)||Php 13,428.91||———|
|10 yrs.||Php 16,980.06||Php 23,839.01|
|5 yrs.||Php 28,169.95||Php 30,159.47|
Banks affiliated are the following:
Payment Terms and Conditions
- 7% downpayment (for Alexandra,Gabrielle,Margaret,Sophie,Diana and Catherine) payable in 8 months.
- 12.5% downpayment (for Adelle,Mabelle,Chessa and Briana) payable in 15 months.
- Total Contract Price includes Taxes, Transfer of Title cost, Bank Charges & Miscellaneous Fees.
- Interest rate is based on 8% per year (prevailing bank rates will apply upon loan take-out).
- NO HIDDEN CHARGES. NO MOVE-IN FEES. NO BANK CHARGES. DEVELOPER ASSISTED BANK HOUSING LOAN.
- Loan terms is up to 15 yrs for OFW and 20 yrs. for locally employed.
- Loan term will depend on Buyer’s age, work position and capacity to pay.
- Age allowed to loan is 21 – 55 yrs old.
- In case Buyer’s loan application is not approved by the bank for whatever reason, In-House financing will automatically apply.
- Accredited Banks: BDO, PNB, China Bank, Metrobank, Security Bank, Planters Bank & UCPB.
- Insurances like Fire and Mortgage Redemption Insurance (MRI) will be paid separately. Estimated monthly insurances is 0.0005 of loanable amount.
- 20% downpayment payable in 12-15 mos. 80% balance loanable to Developer office.
- Total Contract Price includes Taxes & Miscellaneous Fees only. Title Transfer Cost is NOT included in the price.
- Interest rate is based on 18% per annum for 5 yr terms and 21% for 10 yrs.
- NO HIDDEN CHARGES. NO MOVE-IN FEES. NO BANK CHARGES. NO BANK REQUIREMENTS. DEVELOPER ASSISTED HOUSING LOAN.
- Loan terms is up to 10 yrs for OFW and locally employed.
- Age allowed to loan is 18 – 60 yrs old.
- Insurances like Fire and Mortgage Redemption Insurance (MRI) already included in the monthly amortization.
|Typical Selling Price||Php 3,280,000.00|
|Less: Reservation Fee||Php 20,000.00|
|Selling Price Net of Reservation Fee||Php 3,260,000.00|
|10% Discount within 7 days from the date of reservation||Php 2,934,000.00|
|9.5% Discount within 8 to 30 days from the date of reservation||Php 2,950,300.00|
|9% Discount within 31 to 60 days from the date of reservation||Php 2,966,600.00|
|8.5% Discount within 61 to 90 days from the date of reservation||Php 2,982,900.00|
Community Well-being Complete Amenities and Community Up-building Activities. Carmona Estates amenities are now fully constructed and are used by its homeowners and residents.
- Clubhouse – The property is equipped with two (2) clubhouses for your private function needs.
- Redwood Clubhouse
- Sherwood Clubhouse
- Swimming Pool – Maintain a healthy lifestyle by engaging in fun activities such as swimming, jogging, etc. by using our amenities. This property has two (2) swimming pools where your family can relax on a hot day.
- Redwood Clubhouse
- Sherwood Clubhouse
- Church – Carmona Estates also allows residents to live a God-centered life with the Holy Rosary Chapel.
- Basketball Court – The property has one (1) covered court, and two (2) open basketball courts.
- 24/7 Security in all entrance gate
- There are two main entrance gates to the property: a gate coming from Mayor’s Boulevard, and a gate coming from Sugar Road.
- Most phases inside Carmona Estates also have their own guarded entrance gates for tighter security.
- You will also notice our security guards roving around the area 24/7 to make sure the community is peaceful and orderly.
- Shuttle Service – multicabs
- PLDT internet Services
- 24/7 Deep well water system – water tank in each phases
- Commercial Area
- Transport Terminal – multicabs and soon van services
- Meralco Power
- Perimeter Fences
CARMONA ESTATES LOCATION MAP