Pines Model House – Carmona Estates – Cavite-Housing

Model House Information

House Type: Townhouse
Village: Carmona
Community: Carmona Estates
Address: Carmona, Cavite
Condition: Brand New
Lot Area: 50 square meters
Floor Area: 60 square meters
Bedrooms: 3
Bathrooms: 2
Storeys: 2
Car Garage: 1
With Balcony: No
Selling Price: Php 1,500,000

SAMPLE COMPUTATION: UPDATED November 2016

Terms Bank Financing In House Financing
12.5% DP 20% DP
Selling Price Php 1,379,840.00 Php 1,397,165.00
Add: Legal and Misc. Fees Php 188,160.00 (12%) Php 65,835.00 (4.5%)
Total Package Price Php 1,568,000.00 Php 1,463,000.00
Down Payment Php 313,600.00 (12.5%) Php 292,600.00 (20%)
Less: Reservation Php 10,000.00 Php 10,000.00
Net Down Payment Php 303,600.00 Php 282,600.00
Monthly DP Php 20,440.00 Php 18,840.00
Total Loanable Amount Php 1,372,000.00 (87.5%) Php 1,170,400.00 (80%)
Monthly Amortization @ 8% (Indicative Rate Only. Prevailing Bank Rates will apply):
20 yrs. (For Locally Employed) Php 11,778.02 ———
15 yrs. (For O.F.W) Php 13,428.91 ———
10 yrs. Php 16,980.06 Php 23,839.01
5 yrs. Php 28,169.95 Php 30,159.47

Notes:

Banks affiliated are the following:

Payment Terms and Conditions

Bank Financing
  • 7% downpayment (for Alexandra,Gabrielle,Margaret,Sophie,Diana and Catherine) payable in 8 months.
  • 12.5% downpayment (for Adelle,Mabelle,Chessa and Briana) payable in 15 months.
  • Total Contract Price includes Taxes, Transfer of Title cost, Bank Charges & Miscellaneous Fees.
  • Interest rate is based on 8% per year (prevailing bank rates will apply upon loan take-out).
  • NO HIDDEN CHARGES. NO MOVE-IN FEES. NO BANK CHARGES. DEVELOPER ASSISTED BANK HOUSING LOAN.
  • Loan terms is up to 15 yrs for OFW and 20 yrs. for locally employed.
  • Loan term will depend on Buyer’s age, work position and capacity to pay.
  • Age allowed to loan is 21 – 55 yrs old.
  • In case Buyer’s loan application is not approved by the bank for whatever reason, In-House financing will automatically apply.
  • Accredited Banks: BDO, PNB, China Bank, Metrobank, Security Bank, Planters Bank & UCPB.
  • Insurances like Fire and Mortgage Redemption Insurance (MRI) will be paid separately. Estimated monthly insurances is 0.0005 of loanable amount.
In-House Financing
  • 20% downpayment payable in 12-15 mos. 80% balance loanable to Developer office.
  • Total Contract Price includes Taxes & Miscellaneous Fees only. Title Transfer Cost is NOT included in the price.
  • Interest rate is based on 18% per annum for 5 yr terms and 21% for 10 yrs.
  • NO HIDDEN CHARGES. NO MOVE-IN FEES. NO BANK CHARGES. NO BANK REQUIREMENTS. DEVELOPER ASSISTED HOUSING LOAN.
  • Loan terms is up to 10 yrs for OFW and locally employed.
  • Age allowed to loan is 18 – 60 yrs old.
  • Insurances like Fire and Mortgage Redemption Insurance (MRI) already included in the monthly amortization.

Cash Scheme

Typical Selling Price Php 3,280,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 3,260,000.00
10% Discount within 7 days from the date of reservation Php 2,934,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 2,950,300.00
9% Discount within 31 to 60 days from the date of reservation Php 2,966,600.00
8.5% Discount within 61 to 90 days from the date of reservation Php 2,982,900.00

Other Model Houses from Carmona Estates

Amenities

Community Well-being Complete Amenities and Community Up-building Activities. Carmona Estates amenities are now fully constructed and are used by its homeowners and residents.

  • Clubhouse – The property is equipped with two (2) clubhouses for your private function needs.
    • Redwood Clubhouse
    • Sherwood Clubhouse
  • Swimming Pool – Maintain a healthy lifestyle by engaging in fun activities such as swimming, jogging, etc. by using our amenities. This property has two (2) swimming pools where your family can relax on a hot day.
    • Redwood Clubhouse
    • Sherwood Clubhouse
  • Church – Carmona Estates also allows residents to live a God-centered life with the Holy Rosary Chapel.
  • Basketball Court – The property has one (1) covered court, and two (2) open basketball courts.
  • 24/7 Security in all entrance gate
    • There are two main entrance gates to the property: a gate coming from Mayor’s Boulevard, and a gate coming from Sugar Road.
    • Most phases inside Carmona Estates also have their own guarded entrance gates for tighter security.
    • You will also notice our security guards roving around the area 24/7 to make sure the community is peaceful and orderly.
  • School
  • Shuttle Service – multicabs
  • PLDT internet Services
  • 24/7 Deep well water system – water tank in each phases
  • Commercial Area
  • Transport Terminal – multicabs and soon van services
  • Meralco Power
  • Perimeter Fences

 

CARMONA ESTATES LOCATION MAP